Flexible Credit. Fast Approval. Peace of Mind Guaranteed.
Explore our specialized loan products designed to help you achieve your goals, handle emergencies, and secure your family's future.
Higher limits and up to 36 months repayment to help you build, expand your business, or acquire significant assets.
Learn MoreFast access to funds disbursed within hours to handle medical or family emergencies right when you need it.
Learn More→Ensure uninterrupted education. Spread the cost of tuition smoothly over the academic term.
Learn More→Unlock the value of your vehicle quickly. Keep driving while you access the credit you need.
Learn More→Reliable and fast financing exclusively for civil servants with automated check-off deductions.
Learn MoreWe provide structured credit to a wide range of professionals across Kenya. If your employer is partnered with us, you are eligible.
Permanent Government of Kenya employees under MoU employers.
All TSC-payrolled teachers, from primary through secondary schools.
Devolved government employees in approved counties nationwide.
Employees of corporate organizations with an active MoU with Onwards Swift.
See how Onwards Swift compares to standard digital credit apps. We prioritize your financial well-being and peace of mind.
Employer/HR signs an MoU with Onwards Swift Co. Ltd.
Employees apply (Attachments: last 2 months' certified payslips; KRA PIN and National ID) and HR confirms.
Loan approved & disbursed within 24 hours directly to your account.
Repayment is deducted smoothly and directly from payroll.
Whether you are an employee or an employer, we are ready to work with you.